Credit Cards, how do I get to zero?

Credit Cards, at first we get excited about them. We turn 18 get our credit cards and start shopping. The cards bring us great bliss, but then reality starts to set in. We get our monthly statements and start making the minimum payments that are required to keep the credit cards happy. But in the mean time we still go out; buy what we want until our card no longer is accepted, because we have met our credit limit. And for some people they learn the lesson quickly and get their spending under control, but for others it takes a while and then suddenly they realize that they have way too many credit cards, way too many payments, all their cards are maxed, and the balances are not going down. Then they start asking themselves, “How much will I repay with interest?”

Now the problem sinks in and we ask ourselves, “How do I pay all these off quickly?” Most of us have so much debt that it is hard to figure out where to start, who do I pay extra to? Do I pay a little extra to everyone? Or do I make minimum payments to everyone except one, who gets all the extra? How long will I continue to pay these credit cards, is there any light at the end of the debt tunnel?

I have found myself here way too many times. And I know that it is not a fun place to be. But now I have United First Financial® and the Money Merge Account® program to help. The Money Merge Account takes all the guess work away. It tells me when my bills are due, how much money I have coming in, and how much money I have going out. Then it tells me the exact amount that I need to send to my credit cards to have them paid off quickly. All $40,000 in credit cards and loans and my mortgage will be paid off in 11.5 years and save me over $100,000 in interest; interest that I will not have to pay to my mortgage company or to the creditors. It is so exciting to see a way out, to finally have hope and watch those numbers go down; closer and closer until finally I see ZERO, I think that zero is my new favorite number.

I challenge you to take a look at what the Money Merge Account can do for you. What if you could finally have hope? What if you could be DEBT FREE in less than 10 years, how would that change your life? Do you think that you would be so worried about the economy if you knew that you didn’t owe anyone and had nothing to lose? I think that is the truest form of freedom, isn’t that the American way, freedom?